Homeowners facing foreclosure need to know what options are available to them. While the path to foreclosure is determined by state law, homeowners are also protected under federal consumer protection laws and may have options for avoiding foreclosure depending upon the mortgage lender.
Our HUD-certified housing counselors can help you:
- Understand the foreclosure process in their state
- Identify available options for avoiding foreclosure
- Provide advice and resources to help decide alternatives
- Assist with lender engagement and negotiation on your behalf
- Help you apply for a loan modification if relevant