Your journey to homeownership starts right here! Whether you’ve been referred for pre-purchase or post-purchase counseling by your lender, are actively planning for homeownership, or just want to increase your home-purchase readiness, CDCU is excited to be your partner and advocate to help you achieve your housing goals.
Preparing for homeownership
Buying a home is one of the biggest financial decisions you will ever make. As a nonprofit housing counseling provider, we will help provide you with a pathway to avoid the most common pitfalls for today’s home buyer. Many of the services we offer may save you thousands of dollars throughout the course of your home loan.
Completing home buyer education increases your chances for successful homeownership. Those that complete home buyer education are 33% less likely to fall delinquent within the first two years of obtaining their mortgage.
Home buyer education will help you:
- Navigate the home purchase process
- Make empowered decisions about buying a home
- Avoid common home purchase pitfalls
- Learn about different lending products and programs available for first-time home buyers
- Understand contracts and disclosures that you will sign during your home purchase
Complete the class online for $75 or check the statewide education schedule for a class near you. Our online Home Buyer Education class is offered in both English and Spanish.
Before or after taking the Home Buyer Education class, you also can request a FREE 1-on-1 coaching session with a CDCU counselor to further discuss your home purchase goals. This is usually more beneficial after completing the online education class, but is flexible depending on your needs. Simply selection this option in the simple form below and one of our coaches will be in touch to schedule an appointment.
Se habla español, se fala Português; interpretation services are available upon request.