Single Mother, Teacher Finds a New Home Through ACA Program

Single Mother, Teacher Finds a New Home Through ACA Program


Serena Cofer and her family in their new home


Serena Cofer first found out about Community Development Corporation of Utah while she was searching online for rental assistance in Salt Lake County. When she called for more information, the single mother of four heard about CDCU’s programs directed at helping people become homeowners, and she signed up for our next Introduction to Home Buying class and to meet with a homeownership advisor.

Shortly thereafter, Serena took our HUD-approved Home Buyer Education course and she was preapproved for a loan. She found the classes and advising very informative and helpful: “As they went through their presentation, they would give the basic information, but they always indicated that if I had more questions, they had more information, which I found to be true on the questions I had. They answered them thoroughly and they had resources in case I needed more.”

Soon, a home was listed for sale through the Asset Control Area (ACA)* program, and since Serena serves her community as a teacher at a charter school, she was given preference to make an offer. Her offer was accepted and she and her children (ages 4, 6, 9, and 11)  moved into their new home in August of this year. They have since enjoyed the enormous benefits that come from homeownership: “We love owning our home. My kids have taken pride in helping make decisions on the yard and the way the rooms are arranged. They have long-term plans for living here and what they want it to look and feel like.”

Serena encourages those considering homeownership to take advantage of CDCU’s services: “I highly recommend CDCU. The people are friendly, knowledgeable, and helpful. They get to know you as a person and look for any way they can help you improve your situation.”


*An Asset Control Area (ACA) is a HUD program designation that revitalizes communities by rebuilding on dilapidated or foreclosed properties to provide safe and healthy homes, with priority given to community service providers, including police officers, firefighters, EMTs, and teachers.

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