Home Repairs

Well maintained homes contribute to the health and safety of families; they improve neighborhoods, and they support a home’s value. If you need assistance in making critical repairs or improving the energy efficiency of your home, we can help, thanks to the Salt Lake County Green and Healthy Homes Initiative and the EnergyFit Loan.

These programs provide more than financial assistance. Whether you’re fixing a leaky roof, replacing your old furnace, or installing solar panels, our construction team will help you:

  • Find financing for your repairs, including loans and/or grants
  • Assess your home and develop a scope of work
  • Acquire 3 competitive bids for your project from contractors who are appropriately licensed and insured, most of whom have successfully completed projects with us in the past
  • Monitor your construction project to ensure quality work is done

Home Repairs

Green and Healthy Homes Initiative

The Salt Lake County Green & Healthy Homes Initiative Program (GHHI) can help you make your home healthy, safe, and more energy efficient by making critical repairs and items contributing to health issues. GHHI provides assistance through grants and low interest loans to income eligible homeowners.

 

Eligibility and Terms:
Income: 80% of area median income or below.
Area availability: Salt Lake County, except Salt Lake City and South Jordan
Cap*:  $24,999 (combined grant & loan)
Underwriting: Credit Score: 500 or higher
Loan to Value: Not to exceed 97% with County loan
Debt to Income Ratio: 45% with County loan
Loan Terms: 3% interest rate to be paid over 10 years

EnergyFit™ Loan

The EnergyFit™ Loan can be used for any home improvements that increase energy efficiency, including solar panel installation, duct work and sealing, new HVAC units, etc. This program is entirely financed and administered through CDCU.

Eligibility and Terms:
Income 80% of area median income or below.
Area availability Salt Lake County
Cap*: Minimum $ 2,000, Maximum: $50,000
Underwriting Credit Score: 600 or higher
Loan to value: Not to exceed 97% w County Loan
Debt to Income Ratio: 45% with County Loan
Loan Terms: 5% Interest rate to be paid over 10 years

*Cap information is not a guarantee, amount is based on critical needs, scope of work, credit, and capacity

Make a Payment on your EnergyFit Loan

Salt Lake County Lead Safe Housing Program

Up until 1978, many house builders used paint that contained lead. Lead is extremely hazardous, especially to young children in early development stages.

 

Salt Lake County administers grant funds from the U.S. Department of Housing and Urban Development (HUD) to qualifying homeowners, renters, and landlords to make homes lead safe for children.

 

In order to qualify for a grant to remove lead paint hazards from your residence:

  • The property must have been built prior to 1978
  • The property must be located anywhere within Salt Lake County
  • Resident must be pregnant or must have children under 6 years old living in or frequently visiting the property (6 hours per week/60 hours per year)
  • Property must be properly insured if located in an area with a flood hazard (as determined by FEMA)
  • Property must be your primary residence
  • Must be over 18 years old with an income at or below 80% of the current area median income

regional-development-cmyk-horiz